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Financial Services Glossary
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Joint Credit Credit given to a couple considering their combined credit histories, incomes, assets, and liabilities; both become responsible for the debt.
Late Fee A fee attached to a delinquent account.
Lease A contract that gives possession of a property for a given period with transferring ownership. The document specifies the terms and conditions of occupancy between the lessor and lessee, including period of occupancy, rent amount, etc.
Leasehold An estate in realty held under a lease.
Lien A legal claim against a property that must be settled before the property is sold.
Life Annuity An annuity providing income, paid in installments, over a person's life.
Line of credit A type of revolving loan in which you may withdraw funds when you need them, up to an established maximum limit; you can borrow, repay, and borrow again.
Long-term Loan A loan to be repaid over a time period exceeding 10 years.
 
 
 
 
 
 
 
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