img
img
MyMoneyHelp home
Sign up for our newsletter!
Name:
Email:

corner cor cor
cor
MyMoneyHelp
Credit Reports
Personal Loans
Mortgages
Insurance
Debt Help
Credit Cards
Banking
Education Center
cor
cor cor co
corner cor cor
cor
Education Center
Banking
Credit Cards
Credit Reports
Debt Help
Insurance
Mortgages
Personal Loans
Glossary
cor
cor cor co
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cheap car insurance
Cheap Car Insurance:
Don't Pay a Premium for Your Auto Insurance

Running any vehicle is expensive enough without overpaying for your car insurance policy. The fact is that a lot of US consumers do pay too much for their auto insurance without knowing it, as they tend not to shop around enough or don’t have the experience to know which tips and tricks to use to find cheap car insurance.

So, now you know that you should be looking for cheap car insurance, you’ll have to figure out how to get it! This guide will help you understand how to cut down on your auto insurance costs while still getting the coverage you need.

Tips to consider when buying car insurance:

  1. Shop around.  Don’t fall short of the most common car insurance cost trap and buy the first policy that looks good to you. Make sure to look at as many cheap car insurance quotes as you can to get the best cost.

  2. Look for extra discounts.  A lot of cheap car insurance firms will give discounts. Some, for example, may give you a discount if you buy online while others may give discounts to people aged over 50 or to people who have taken an Advanced Driving course.

  3. Be theft aware.  Make it hard for a car thief or vandal to steal or damage your car. This makes insurance companies feel a lot more comfortable that you won’t be making a claim! So, fit alarms and anti-theft devices, try and keep your car in a garage, and tell the insurer that you have/are doing this. You may find it cuts the cost of premiums.

  4. More is less.  If you own more than one car, then you may be able to get a preferential premium rate (and really cheap car insurance) if you insure all of them with one company.

  5. Less is more.  If you don’t actually use your car that much, then you may actually qualify for a low mileage cheap car insurance rate.

  6. Look at the bigger picture.  Think about all the insurance policies you need. You may find that your home insurer will give you cheap auto insurance rates if you go to them for a policy because you are already a customer.

  7. Think ahead.  If you haven’t actually bought a car yet then think about the model you will buy as they will all attract different levels of auto insurance costs. Cars are categorized according to their manufacturer, make, model, year, etc.  The higher your car is up on this list, the more it will cost to insure. Maybe moving down a group could get you cheap car insurance?

  8. Think about deductibles.  The deductible clause in any cheap car insurance policy is the amount of money you will have to pay when you put in a claim before the insurer kicks in. So, if your deductible is $100 and you have an accident that causes $500 worth of damage then you will pay $100 and the insurer will pay $400. Go for as high a deductible as you can, as policy costs will generally be lowered. You can also think about not taking up the option of a courtesy car unless this is essential to you as this will cut costs as well.

The vital thing to do when looking for cheap car insurance is to think smart. Shopping around can help you find the lowest general auto insurance costs, but the best cheap car insurance will be found if you learn to play the auto insurance game as well. To win the prize of the cheapest auto insurance you need to know and use the tips we’ve outlined; get these right and your auto insurance company will automatically give you the best rates. 

Compare auto insurance providers

 
 
 
 
 
 
 
banner

 
 
© MyMoneyHelp.com. All Rights Reserved.    Sitemap | Newsletter | About | Contact | Terms of Use | Privacy | Online Coupon Codes

Valid XHTML 1.0 Transitional

img